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Splitwise alternative: what to check before you switch

Switching expense-splitting app only pays off if the new one fixes the thing that annoyed you. Here are the usual reasons people look elsewhere, and what Pivunio, Tricount and Splitwise actually offer.

Verification dateInformation checked on August 23, 2026 on the official Splitwise and Tricount websites.

The three usual reasons to look elsewhere

The daily cap. Splitwise states a free plan limited to four expenses added per day. On a trip, one day with five or six receipts is enough to hit it.

Friction for occasional guests. Someone who joins for a single weekend may not want to install an app for three expenses. With Pivunio they open an invite link, type their first name and they are in the group.

Perceived complexity. A tool that covers many cases asks for more attention. That is not a flaw as such: it is a product choice that suits regular groups more than one-off ones.

What the three options really cover

Verified comparison points
CriterionPivunioSplitwiseTricount
Expense limitNo entry limitFree plan: up to 4 expenses added per day; unlimited with ProNo limit stated; the service is presented as 100% free
Getting startedIn the browser, a first name is enough, invite by link; email optional to find your groups on another deviceWebsite and mobile apps; sign-up requirements not verifiedEveryone can add expenses and see balances
OfflineNot offered today: a connection is requiredOffline mode advertisedOffline mode with later synchronisation
ReceiptsNot offered todayReceipt scanning and itemisation in ProNot verified
Import and migrationNot offered todayBank or card transaction import in Pro, listed for the United States on their plan pageSplitwise importer: export a CSV from Splitwise, then import it into Tricount
Pricing modelFree during the beta, with no artificial limits; no paid plan is sold todayFree plan capped by expenses per day, Pro subscription for unlimited use (price varies by country, not quoted here)Presented as 100% free

“Not verified” means the information was not clearly stated on the official pages we consulted: we would rather say so than guess.

Who should choose what?

Stay on Splitwise if your group has been settled there for years, if the history matters, or if Pro features (receipts, charts, search, bank import where it is offered) are part of your routine.

Look at Tricount if you want to stay free while keeping an offline mode and insights, or if you want to carry over a Splitwise history through their CSV importer.

Try Pivunio if your priority is starting in seconds, inviting by link people who will not install anything, and keeping precise splits — equal shares, exact amounts, percentages or weighted shares, with different participants per expense.

How to test without losing anything

Use the next real group: a weekend, a flatshare, a birthday. Enter the expenses in the new tool while the old one stays in place. By settle-up time you will know which one asked less of you.

Frequently asked questions

Can I bring my Splitwise history with me?

Pivunio has no import today: a group starts from scratch. Tricount, on the other hand, documents an importer based on a CSV export from Splitwise.

Do I have to leave Splitwise to try something else?

No. Keeping an existing group on Splitwise and opening the next trip elsewhere is a simple way to compare on a real case.

Does a free alternative cover the same needs?

For ordinary accounting — expenses, shares, balances, repayments — yes. Comfort features such as receipt scanning or charts sit in Splitwise Pro; Pivunio does not offer them at all today.

Official sources

Editorial reviewWritten and reviewed by the Pivunio team. The methods described here are the ones the app itself uses, and they are covered by automated tests.