Split together. Enjoy more.
Split expenses with friends
and see who owes what
Share the costs of a trip, a weekend away, a flatshare or a night out: Pivunio tracks who paid what, works out everyone's balance and shows the payments needed to settle up.
Stays, restaurants, fuel, groceries… everything fits in.
How Pivunio works
1. Create a group
A name, a few people, and you're set — straight from the browser.
2. Invite with a link
Share an invite link: your friends join the group without installing an app.
3. Add expenses
Every expense updates the balances, and Pivunio suggests who should pay whom.
What it looks like
Here is a static preview of a weekend group of four: the expenses on one side, the balances and settlements on the other.
Weekend with friends 🏖️
Group expenses
- Accommodationpaid by Léa€480.00
- Restaurantpaid by Karim€96.00
- Fuelpaid by Sam€60.00
- Groceriespaid by Noa€84.00
- Total
- €720.00
- Share per person (4 people)
- €180.00
Balances
- Léa+€300.00
- Karim−€84.00
- Sam−€120.00
- Noa−€96.00
Suggested settlements
- Sam pays Léa€120.00
- Noa pays Léa€96.00
- Karim pays Léa€84.00
Made-up example, for illustration only.
Everything you need to split expenses
Groups and members
As many groups as you need, each with its own list of participants.
Shared expenses
Amount, description, category, payer and beneficiaries — editable or deletable at any time.
Custom splits
Equal shares, exact amounts, percentages or weights, down to the cent.
Balances and settlements
Balances update as you go, and recorded repayments are taken into account.
Invite links
One link is enough to add someone to a group.
Expenses in other currencies
An expense paid in another currency can be entered with its converted amount.
Straight in the browser
Pivunio runs on the web: no download required.
Optional email account
Start without signing up, then attach an email to find your groups again on another device.
What people use it for
- HolidaysRental, groceries and outings split between everyone on the trip.
- Group tripsTravel, accommodation and activities tracked from start to finish.
- FlatsharesRent, bills and groceries shared month after month.
- CouplesShared costs for two, equally or in proportion to income.
- Weekends awayTwo days, a handful of expenses, settled quickly on the way home.
- Stag & hen partiesGifts, accommodation and activities, with varying levels of participation.
Why Pivunio
- Free during the beta: no expense-splitting feature is locked behind a payment.
- No app to install: everything works in the browser, on phone or desktop.
- No account required to get started; email is only there to find your groups elsewhere.
- An invited person never has to pay to join a group and settle their share.
- Cent-accurate splits, plus free calculators you can use without signing up.
Frequently asked questions
Is Pivunio free?
Yes. During the beta the app is usable without payment and without artificial limits: groups, expenses, splits, balances and settlements are all open.
Do I need an account?
Not to get started: you can create a group and add expenses right away. Attaching an email address is optional and lets you find your groups on another device.
Do I need to download an app?
No. Pivunio works in the browser, on both phone and computer.
How do I join a group?
By opening the invite link shared by a member of the group. That link is private — don't post it publicly.
Who can see a group's expenses?
Only the members of that group. Groups are not public and are not indexed by search engines.
When is it useful?
Holidays, group trips, flatshares, couples, weekends away, stag and hen parties, festivals, road trips — any time several people pay for the group.
Ready to settle up?
Create your group in seconds, then share the link with your friends.
Create a group